Keywords : Financial literacy, Financial Anxiety

Abstract : The Trendy progressively complex financial environment, young individuals are essentially towards to create important financial decisions earlier in life, ranging from managing educational expenses and personal budgets to handling savings, investments, and debt. These responsibilities, when not accompanied by adequate knowledge, confidence, or support, often give rise to a psychological state known as financial anxiety. Financial anxiety is characterized by persistent worry, fear, or emotional discomfort related to current or future financial obligations. It can impact not only financial behaviour but also mental well-being, productivity, and quality of life. Financial literacy, defined as the capability to recognise plus apply financial concepts effectively, is often considered a fundamental tool for empowering persons on the way to mark educated financial judgments. The assumption leads to greater the financial literacy lower the financial anxiety is widely accepted; however, empirical evidence in localized Indian contexts remains limited. This study seeks to address this gap by examining the connection among financial literacy and financial anxiety among youth in Gandhinagar, India—a growing urban region with a diverse youth demographic.

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